While quality bikes -- especially electric and cargo bikes -- cost much less to own and run than the cars they can replace, they can still cost several thousand dollars. We've teamed up with Synchrony Financial to help you spread out the cost over time. All purchases over $200 qualify for 12 months of zero-interest financing as long as you pay off the entire balance within the period, making the minimum payment every month. The application process takes usually only a few minutes from beginning to approval. You can fill out the application online, or come in or give us a call to get started. This financing method is different than the Affirm option that is offered during checkout. The Synchrony Financial zero interest option requires the sale be completed in-store, or via email or phone. 

No interest accrues on the promo purchase if you pay it off within the promotional period of 12 months. If you do not pay it off, interest will be assessed from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts, purchase APR is 29.99%; minimum interest charge is $2. Frankly, this is pretty steep, so we encourage you to apply for financing only if you are confident that you can pay it off within the promotional period.

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